Maryland home care
CFC, waiver, and private pay care in Anne Arundel County
Jump to Programs in Anne Arundel County
Welcome to Cottage Home Care Maryland LLC — Anne Arundel County residents now have access to compassionate, Medicaid-certified in-home care backed by a legacy of service since 1992. As the sister company of Cottage Home Care, we bring decades of trusted experience to families across Annapolis, Glen Burnie, and beyond. Anne Arundel's Chesapeake coastline creates real storm risks — nor'easters and tropical weather can disrupt daily life fast, so our emergency backup plans ensure care never stops. The county's rich diversity includes Spanish-speaking, Korean, Chinese, and South Asian communities, and we match every client with a caregiver who speaks their language, deeply respects their culture, and completely fulfills every family requirement. All care plans are nurse-monitored and adjust as needs evolve, with 24/7 on-call support available for absolute peace of mind. Our caregivers assist with bathing, dressing, and light housekeeping while offering genuine companionship that preserves independence and dignity. Through Community First Choice, Community Options Waiver, and Private Pay options, eligible families may qualify for Medicaid-funded support, including getting paid to care for a loved one directly, or welcoming a thoroughly background-checked CNA into their home.
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Free help with Medicaid, CFC, waivers, and Private Pay in Anne Arundel County. No obligation.
We specialize in Maryland Medicaid home care programs that cover personal care, activities of daily living (ADLs), and related in-home supports for eligible Anne Arundel County residents.
Under CFC and certain waiver services, eligible participants in Anne Arundel County, Maryland may hire a family member or person they trust as a paid caregiver after meeting medical and financial requirements.
Unlike the Community Options Waiver, Maryland's CFC program is an entitlement benefit—when you qualify, you can often start services without joining a long statewide waitlist.
Families in Anne Arundel County who prefer to pay out of pocket can arrange non-medical home care directly, with control over schedule, tasks, and caregiver choice.
Compare Maryland Medicaid and private pay pathways. We help you apply for the program that fits your medical need, budget, and timeline.
CFC is a Maryland Medicaid program that pays for nursing-level personal care in your home. Eligible Anne Arundel County participants may receive help with bathing, dressing, meal preparation, mobility, and more—often at no out-of-pocket cost. The program also supports self-directed care, allowing an approved family member or friend to be paid for providing services.
Program detailsThe Community Options Waiver offers a broader set of home and community-based services for Anne Arundel County, Maryland residents who need a nursing facility level of care but wish to remain at home or in the community. Services can include personal care, adult day health, respite for family caregivers, and other supports defined in an approved plan of care. This waiver has a waitlist for community applicants; our team explains timelines and alternatives such as CFC when appropriate.
Program detailsPrivate Pay allows Anne Arundel County families to fund home care directly without Medicaid enrollment. This option is useful when you need care immediately, want services not covered by insurance, or are waiting for waiver approval. Cottage Home Care Maryland LLC can help you estimate hours and connect you with qualified caregivers.
Program detailsOur non-medical home care services support people who want to remain at home with dignity, safety, and trusted caregivers.
Call (667) 400-0648 or contact us online. We review your situation, county of residence (Anne Arundel County), and care goals.
We determine whether CFC, Community Options Waiver, or Private Pay is the best fit based on Medicaid status, medical need, and urgency.
Our staff assists with Medicaid checks, health department assessments, and provider paperwork required by Maryland.
Once approved, services begin in your Anne Arundel County, Maryland home with a plan tailored to your daily routine and preferences.
Cottage Home Care Maryland LLC guides Maryland families through enrollment at no cost. Call today or send us a message online.